Introduction to Bybit Card Rewards

Bybit Georgia offers an exciting loyalty program to thank and incentivize you for your continued loyalty and support. You can earn Rewards Points when spending with Bybit Card. The points cannot only be exchanged for various items such as bonuses, fee savers, exclusive merchandise on Reward Market, it can also be available for cashback!

The Rewards Points on the Points Mall page reflect the total earned from Bybit Card transactions.

How to earn Rewards Points?

Effective October 5, 2026, at 10:00 UTC, only transactions funded with cryptocurrency will qualify for Rewards Points or cashback. Transactions funded by fiat balance are not eligible to earn Rewards Points or cashback.

Each user will receive varying point multipliers and monthly caps based on their total transaction volume within a month or VIP level when making purchases in the Feature Shop or making payments to a merchant using Bybit Card.

Points earned will accrue and be in pending status for 4 calendar days after the transaction is completed, after which they will be converted into available Rewards Points and ready for redemption at our Rewards Market. You can also opt to turn on Auto Cashback to receive the rewards automatically.

Please note that cashback eligibility is determined by the date and time the merchant posts (settles) the transaction, not when the transaction is authorized.

For example, if a transaction is authorized before October 5, 2026, at 10:00 UTC, but is posted by the merchant on October 6, 2026, the new Rewards Points rules will apply.

To learn more about the variations in points across different Tiers and VIP levels, kindly refer to the table below:

Bybit Card Points and Cashback Tier Table

Notes:

1. VIP users can enjoy points multiplier and cashback benefits directly based on their VIP level, without meeting the respective monthly spending threshold necessary to qualify for tier upgrades.
2. For additional information on becoming a VIP, please refer to this article here.
3. Please note that your rewards points amount will be determined by applying the multiplier to your Spending amount.
4. The value in the rewards market is determined by the following formula: [(Transaction amount/currency point equivalent ) * multiplier] / 500 conversion rate
5. Cashback (USDT) is determined by multiplying the accumulated points by 0.002.
6. Please ensure you turn on the Auto Cashback button to receive the cashback automatically in your Funding Account. For a detailed guide, please refer to this guide here.

How does Tier Promotion work?

All users are automatically assigned a default Tier based on their account type. Please refer to the table and examples below:

Examples

For illustrative purposes, all scenarios below assume the spending was funded by a crypto balance and is therefore cashback-eligible.

Scenario A

On April 1, a non-VIP user starts at Tier 1 (Base).

On April 2, they make a pending transaction of 2,000 USD.

On April 3, the transaction is confirmed.

On April 4, the user is upgraded to Tier 2 (Beta), effective from April 4 to May 31.

Scenario B

In the program, a VIP 3 user will start at Tier 3 (Alpha) with a 4% cashback rate.

If their spending does not qualify them for a higher tier (Tier 4 or Tier 5), they will continue to receive 4% cashback until their VIP level changes or they unlock a higher tier through spending.

If their monthly spending qualifies for a higher tier (e.g., Tier 4), they are rewarded with a 6% cashback rate, effective through the next calendar month.

If the VIP 3 user spends $25,000 on 15 June, they will unlock Tier 6. If he loses VIP status on the same day, he will retain Tier 6 until 31 July, as the tier was unlocked through spending.

Scenario C

On 15 May, both a non-VIP user and a VIP 4 user spent $25,000 and unlocked Tier 6 (Infinite) with 10% cashback.

They will continue to enjoy 10% cashback until 30 June.

On 1 July, the monthly spending threshold will reset to 0 :

1. The non-VIP user will be downgraded to Tier 1 (Base).
2. The VIP 4 user will be downgraded to Tier 4 (Apex), which corresponds to his VIP level.

Merchant Rebate in Points (100% Cashback)

Through our partnerships with selected merchants, eligible users can receive a 100% rebate in Rewards Points, equivalent to 500 points for every $1 spent (or the equivalent in local currency) on the following subscription services:

1. ChatGPT Plus
2. Claude Pro
3. Netflix
4. Spotify
5. TradingView
6. Financial Times
7. Shahid
8. iQIYI

From October 5, 2026, at 10:00 UTC, this offer will be available to non-VIP users in Tier 3 or above and all VIP users. Only transactions funded with cryptocurrency will qualify for Rewards Points.

Merchant rebates are granted as Reward Points. After the transaction is successfully completed, the rebate points will remain in Pending status for 4 calendar days, after which they will be converted into available reward points.

Rebates apply only to subscriptions purchased on the merchant’s official website and paid using Bybit Card. Purchases made via third-party platforms or merchant aggregators are not eligible for rebates, including but not limited to app stores, payment platforms, or similar services. For pricing details, please refer to the respective product pages.

If your transaction was declined on the merchant's page (e.g., Netflix, Spotify, ChatGPT, etc.) and there's no record in your Transaction History, it means the merchant rejected the payment on their end. Bybit Georgia is unable to determine the exact reason, as it falls outside of our visibility.

Notes:

1. All rebates/rewards are given in the form of Rewards Points based on the equivalent value, and subject to the Maximum Monthly Cashback listed in the table above.
2. Rebates only apply for official website subscriptions and are paid using Bybit Card. Kindly refer to the respective product pages for price details.
3. Additional spending above the points cap will not accrue additional points.
4. Please note that some merchants might reject transactions for various reasons, such as Prepaid Cards, Virtual Cards, Cards issued from certain countries, Country of IP Address, Country of Billing Address, etc.

Example

For illustrative purposes, all scenarios below assume the spending was funded by a crypto balance, unless otherwise stated.

Scenario 1

1. A non-VIP Tier 3 user purchases a Spotify subscription for USD 11.99 directly from Spotify’s official website.
2. The user earns 5,995 Rewards Points (11.99 × 500), which remain pending for four calendar days.

Scenario 2

1. A non-VIP Tier 2 user purchases a Claude Pro subscription from the official website. The transaction is authorized on October 4, 2026, at 08:00 UTC.
2. The merchant settles the transaction on October 6, 2026, at 08:00 UTC, after the updated rules take effect.
3. Although the user would have qualified under the previous rules, eligibility is based on the settlement date.
4. The user will not receive the 100% merchant rebate because the updated offer is limited to non-VIP users in Tier 3 or above and VIP users. However, standard Rewards Points may still apply.

Scenario 3

1. A VIP Tier 2 user purchases a Netflix subscription for USD 15.99 through the Apple App Store.
2. As third-party purchases are excluded, the user will not receive the 100% merchant rebate.

Scenario 4

1. A non-VIP Tier 3 user purchases a TradingView subscription directly from its official website, but the transaction is not funded by crypto.
2. Therefore, the transaction is not eligible for the 100% merchant rebate.

Scenario 5

1. A VIP Tier 2 user purchases a Netflix subscription for USD 15.99, which would normally earn 7,995 Rewards Points.
2. As the user has already earned 20,945 of the 25,000-point monthly cap, only 4,055 points will be awarded.

We’ll continue to update the Bybit Card Rewards Program to ensure it’s relevant to you, so do check back here occasionally to learn more about how we’re making your Bybit Card transactions more rewarding!